Business funding that fits your goals
From fast revenue-based financing to long-term SBA loans, we match growing businesses with the right capital solution.
Term Loan
Our business term loan will position you for growth.
How it works
A business with strong credit receives a long-term loan at our lowest rates, paid off in monthly increments.
Rate & term
Rate range: 7.9% – 24.99%. Term: 1–5 years. Rates are based on your industry, use of funds, credit profile, and overall financial health / profitability.
Required documents
6 months of your most recent business bank statements; 2 most recent years of business tax returns plus 1 year personal; debt schedule; personal financial statements updated within 60 days. Balance sheet and P&L are required for any deal over $800,000.
Good to know
Term loan approval is more time-consuming (usually 2–3 weeks) but offers the most generous rates. If you don't qualify, we pinpoint the reasons and provide a plan to build toward approval.
Line of Credit
Business lines of credit for instant access to funds.
How it works
Our true line-of-credit program lets owners borrow for a wide range of needs, with flexible access to funds, monthly payments, and terms of 1.5 to 10 years. Draw cash as needed for any business purpose, paying interest only on the capital you use.
Qualify
680+ credit score; below 25% utilization on all revolving personal credit lines.
Required documents
Tri-merged credit report is mandatory. Optional unless borrowing over $150,000: 2 years personal and business tax returns, debt schedule, balance sheet, P&L, and 6 months of business bank statements. Banks may request additional documents as the program progresses.
Turnaround
2–4 weeks depending on factors.
SBA Loan
The ideal option for business financing due to low interest rates.
How it works
Merchants must meet SBA and lender requirements. SBA application turnaround is 5–10 business days. Funding up to $5,000,000. Maximum terms vary by purpose — up to 25 years for real estate, up to 10 years for equipment, and so on.
Rates based on
Market Prime Rate, loan size and term, time in business, credit profile, profitability, and existing debt.
Required documents
Application with business / merchant details; financial statements including balance sheet, P&L, and projections; loan application history; income tax returns; and other supporting documents as requested.
Good to know
Long repayment terms, low rates, and no prepayment penalties. Usable for working capital, expansion, equipment, and supplies. Additional SBA loan types are available.
Revenue-Based Financing
Fast and flexible financing up to $2 million provided within 24 hours, with no prepayment penalty.
How it works
No fixed monthly payment. Factor rate range 1.10–1.50. Repayment daily, weekly, bi-weekly, or monthly via ACH or credit card. Terms from 30 days up to 24 months. Funds in as quick as one business day. Amounts from $2,000 to $2,000,000.
Rates based on
Average monthly revenue, time in business, credit profile, financial health, and industry.
Required documents
1-page application; 3–6 months business bank statements; driver's license; voided check. Additional stipulations may be requested, such as proof of ownership, P&L / balance sheet, tax returns, or A/R reports.
Good to know
Options exist even with low credit, negative history, or businesses under one year old. Good for consolidating loans to lower payments and increase cash flow. Minimal paperwork, same-day funding available. At 50% paid off, you may be eligible for additional funding. Best for businesses grossing $10,000+/month and in business at least 6 months.
Not sure which product fits?
Apply once and our team will match you to the right financing option.
Get matched